Gemalto is the world leader in digital security, with 2014 annual revenues of €2.5 billion and blue-chip customers in over 180 countries. In this fast moving mobile and digital environment, Gemaltos enables companies and administrations to offer a wide range of trusted and convenient services by securing financial transactions, mobile services, public and private clouds, eHealthcare systems, access to eGovernment services, the Internet and internet-of-things and transport ticketing systems.
Gemalto’s unique technology portfolio – from advanced cryptographic software embedded in a variety of familiar objects, to highly robust and scalable back-office platforms for authentication, encryption and digital credential management – is delivered by our world-class service teams. Gemalto’s expertise spans the entire process of creating digital security solutions for our clients and their customers. We enable digital services and networks by offering a secure and seamless chain of software, products, platforms and services. This chain of trust helps organizations to protect what matters, where it matters by ensuring strong identities and secure data from the edge to the core.
The world of financial services is changing fast and consumers look for ever more personalized, convenient, yet secure options to pay, communicate and interact with their banks. Gemalto offers a wide range of digital solutions to meet and exceed these demands.
Gemalto’s financial service regroups a broad range of solutions and offers to equip banks with the most advanced, digital security and technology available.
Mobile & Apps
We help financial institutions leverage the mobile channel to offer clients a secure mobile financial environment. Gemalto’s solutions enable various mobile services – such as mobile banking, payment and mobile marketing – that strengthen the relationship between your brand and your customers.
Ezio Mobile Banking Suite: Enables you to launch a secure and easy to use mobile bank.
- Ezio Mobile SDK
- Advanced user authentication and transaction verification in mobile banking and wallet applications
- Secure key provisioning and storage using multi-layer encryptions
- Evolved Jailbreak and root detection
- Integrated Secure PIN pad – protecting against key loggers
- Security audit from external lab
- Easy to implement API with clear documentation and code examples
- Support of Out-Of-Band authentication and transaction validation
- Ezio Mobile Token
- Turnkey solution for OTP and transaction signature generation on smartphones
- Simple and entirely online registration process
- Benefit from all security features of the Ezio Mobile SDK
- Customizable to your needs: logos, background, colors, texts, cryptographic function
- Penetration testing by an external lab
- QR code for true SWYS (Sign-what-You-See) transaction signing
- Ezio Mobile Out-Of-Band
- High Performance Messaging Server using in Memory distributed database
- Secure Channel between mobile and server to overcome TLS weaknesses
- Generic messaging support to allow bank using the secure channel for all their sensitive data
- Multiple Level of assurance : Information, Quick Approval, Sign-What-You-See
- Push Notifications support on Apple, Google and Microsoft networks
- Back-up solutions when out-of coverage: QR code and fully unconnected mode
- Ezio Mobile Enrollment & Provisioning Server
- Supports Secure Mobile Provisioning Protocols
- SSM or HSM key generation and wrapping
- Compatible with standard banking platforms
- Supported by the Ezio Authentication Server
- Pluggable architecture allowing integration with third party authentication servers
- Simple RESTful API
The Ezio Mobile SDK is a Software Development Kit, which can be used to secure mobile banking applications and turn your customers mobile phone into a strong authentication device.
The Ezio Mobile Token provides Strong Authentication by generating One Time Passwords. It also support advanced modes such as challenge/response and contextual transaction signature – defeating even the most advanced attacks known as Man-In-the-Middle and Man-in-the-Browser.
The Ezio Mobile OOB solution allows you to turn any smartphone into a universal key which can be used to unlock access to all bank channels and digital services. It can be used to strongly authenticate and validate operations in PC and Tablet Banking, Mobile Banking, eCommerce, Proximity payment, ATM, Branches.
The Ezio Enrollment and Provisioning Server (EPS) securely transfers secret keys using a proprietary protocol – guaranteeing an end-to-end and consistent protection across all platforms.
Revolutionizing access to online services for billions of people
LinqUs Mobile ID provides a universal and secure single means of authentication to a wide range of online services from e-merchants, banks, enterprises and public bodies. Mobile ID provides the missing link between security and convenience, removing your customers’ frustration, delays and vulnerability when authenticating to online services.
LinqUs Mobile ID allows your customers to access online services in a private, trusted and secure environment. It enhances privacy protection, reduces the risk of identity theft and simplifies login to a large range of online services. It encompasses three compatible feature-offers that address all levels of assurance defined by the GSMA. The authentication method can be easily adjusted to suit the needs of any online
Mobile ID Access
Simple access validation through the convenient click ‘OK’ experience. Meeting GSMA Mobile Connect level 2 of assurance, this security scheme is ideal for accessing and registering with consumer web services and e-merchants.
Mobile ID Confirm
Strong authentication and transaction validation through the unique password experience. Meeting GSMA Mobile Connect level 3 of assurance, this security scheme is suited to enterprises and online banking applications, and any other applications requiring secure authentication such as confirmation of online payment.
Mobile ID Sign
Mobile ID Sign offers our most secure authentication through the unique password experience. Meeting GSMA Mobile Connect level 4 of assurance, this security scheme is perfect for digital and legally binding signatures, and for validating highly secure authentication and transactions. It is ideal for e-government and e-banking applications.
Secure online authentication
Gemalto’s LinqUs Mobile ID works on any handset, via software applications embedded in the SIM that can be instantly deployed over the air to a mobile operator’s customer base, and are further secured through a dedicated authentication server.
The solution embeds different security schemes, ranging from basic acknowledgement verification and out-of-band authentication to sophisticated mechanisms such as OATH or PKI. This allows a host of banks, enterprises, e-merchants and public bodies to leverage a single Mobile ID scheme to deliver innovative services on an anytime everywhere basis.Learn more.
Mobile Payment Solutions:
The world of payments is ready to embrace the growth and new usages offered by Mobile devices. New technologies, standards and applications are emerging to create a vibrant, fast-evolving marketplace with significant opportunities for payment innovation for both banked and unbanked markets.
Success in mobile payments relies on the ability to maintain a relentless focus on the end-user experience. That means orchestrating solutions that offer:
- Speed and convenience: mobile payments must be easier than cards or cash
- New services: discounts, VIP treatments, promotions, early access, inside information for more value
- Complete security: with powerful protection processes that instil total confidence
- Total freedom: pay for anything, anywhere, at any time, by any method
- Future enhancements: stay ahead of the curve with new applications and services
Our Mobile Payment slutions include:
Security Solutions around Mobile Payment:
Mobile payments must be fast and easy – but secure enough to prevent fraud and give customers confidence in mobile wallets and payment apps. There are several options for authenticating transactions and securing customer data in the mobile, contactless world. Whichever option you choose, Gemalto has the technology to enable it. Gemalto provides a range of security solutions to support every type of payment infrastructure.
Allow multiple service providers to share space on the handset’s SIM card for the secure, private installation and management of payment credentials.
Offers a highly secure solution by storing credentials on fixed software on the mobile device even if there’s no SIM card present.
SD solutions mean you can plug in a secure element into your phone as and when required. The flexibility of the solution means you can inject security and other payment applications when required.
Trusted Execution Environment (TEE)
Gives a secure area in a mobile device’s processor that stores, processes and protects sensitive data. The TEE’s uses ‘trusted applications’ for protection, confidentiality, integrity and data access rights.
Tokenized payment credentials are used for payment transactions, in store or online and in place of sensitive credentials which are stored in the cloud. They can be deployed on any types of devices such as HCE capable devices, Secure Elements, TEE.
Who We Support
Gemalto solutions are optimized to support service providers as they build, launch and manage trusted, revenue-generating services. We help:
Grow revenues with secure mobile transactions and new, trusted, innovative mobile services that promote your brand through digital channels
Generate new transactions with differentiated services while cutting costs with lower fees, reduced operational friction and increase spend through more traffic and repeat purchasing.
- Transport Operators
- Reduce ticket issuance and subscription management costs
- Mobile Network Operators (MNOs) and device makers
- Leverage on their security frameworks to offer payment services.
As experts in strong authentication for banks, we enable you to make online banking and shopping secure and convenient for people everywhere. Gemalto online banking security solutions will help you stay ahead of the competition and build stronger customer relationships.
Solution offerings include:
Product offerings include:
Digital payment technology comes in many shapes. You’ll find them all at Gemalto. With EMV as the underlying technology, we supply a complete range of form factors to accomodate your specific constraints and business requirements, as an issuer of payment tools.
A simple user experience requires complex solutions to function flawlessly behind the scenes. We make it work. Leverage your investment by trusting Gemalto whatever the operated services you are looking for: credential services for Mobile Financial Services, authentication services for eBanking, or Banking & Payment Services.
We enable banks – operating in a highly competitive and regulated environment – to offer trusted, convenient and state-of-the-art digital banking and payment services to billions of people. We develop a complete range of services and solutions to support you in leveraging your key assets, enabling you to lead on the latest trends and accomplish your key goals:
- Engage with customers through multiple channels
- Drive new revenue streams through innovation
- Enhance security of digital banking
- Streamline performance and cost savings
Services that enable you to personalize your means of payment via Gemalto Personalization Bureaus.
Gemalto offers a complete range of personalization and related services for banks, retailers and transport operators. Card personalization is a sophisticated process that involves careful handling of highly sensitive data. A dedicated process is necessary to ensure success and includes a complete infrastructure, organization, equipment and trained staff
With more than 30+ global personalization centers that include advanced EMV certification, Gemalto offers local service with maximum flexibility, reliability and security from the moment the data is received all the way to the point at which the means of payment arrives in the user’s hands.
Our standard card personalization services include:
Solutions that enable you to manage the printing of the artwork on the card
Solutions that enable you to manage elements such as: secure connectivity, EMV data processing, key management, electrical and graphical personalization of the means of payment
Graphical personalization involving any variable information printed on the card surface
Our Efficiency services include
Service that enable you to manage your global annual cards order with a unique payment at the end of the personalization process
Allynis Issuance Manager
Service that enable you to access all information about your personalization activity online via an interactive portal
Business Continuity Planning
Service that enable you to anticipates any risks at Personalization Bureaus to ensure the continuity of your personalization activity
Color Card Carrier
Ultra-high flexibility on carrier management with on-demand printing.
Our Specialized Services include
Flexible change request management
Service that enable you to manage all types of changes throughout the personalization process, from data preparation to shipping/dispatch.
Services for VIPs. Service that enable you to deliver a replacement card in major cities anywhere in the world within 24 hours.
- Flexible industrial process to insert cards in all kinds of non-automated packaging.
- Design a Premium packaging with Gemalto and we will manage the rest.
- Launch prepaid programs with high quality and security certified packaging.
Service that enable you to personalize plastic cards, innovative plastic (metal cards, recycled PLA cards), display cards including Dynamic CVV, micro-SD, mini-TAG/micro-TAG for wearable devices (watch, wristband…), embedded Secure Element for wearable devices, stickers, mobile NFC wallet.
Gemalto delivers advanced and highly customizable issuance solutions. These help you to enhance customer loyalty and speed up activation as well as delivering new routes for customer acquisition, such as via personalized payment cards that are secure and available instantly.
We allow you to improve your management of issuance with superior software that monitors the process, interacts with a vast array of industry hardware and improves the efficiency. Our issuance solutions are designed strategically with your current and future needs in mind. The result is an issuance solution with full functionality, clear management process insight; easy-to-use interface tools along with market leading security features.
A complete solution that enables you to run your EMV personalization bureau securely and efficiently including all personalization steps such as key management, data processing, electrical and graphical personalization of the means of payment, multi-applications, graphics options
The quicker way to issue cards on site and to meet the needs of customers who want to open an account or quickly replace a card in minutes.
Prepaid cards represents an alternative mean of payment for permanent or temporary use and can be dedicated to a specific range of transactions. Most prepaid cards are anonymous: no ID/forms are required to subscribe. Their distribution is not limited to financial institutions. Prepaid cards may not be linked to a bank account. Only the amount loaded on the card can be spent, through multiple transactions. Top-up value can be added through online transfer or cash deposit, when they are rechageable.
We help governments, national printers and integrators design and roll-out secure documents and robust digital identity solutions. Beyond the traditional enrollment, personalization and issuance services, our eGovernment infrastructure and innovative applications will help win citizen’s acceptance and boost usage. A leader in digital identity solutions, we are active in over 100 government programs worldwide.
Our Solutions include:
With sensitive data residing everywhere, organizations becoming more mobile, and the breach epidemic growing, the need for advanced identity and data protection solutions has become even more critical.
With Gemalto Identity and Data Protection solutions for enterprise security, organizations can take a data-centric approach to their security posture, all while controlling access to the infrastructure and applications they rely upon. Not only can they create trust and authenticity in their transactions, but they can ensure that sensitive data is protected and controlled — both on-premises, and in public and private clouds. In addition to a heightented level of protection, enterprises are also able to improve business efficiencies and scale to the identity and data protection needs of tomorrow.
Sour solutions include:
Gemalto’s identity and access management (IAM) solutions allow organizations to meet the evolving needs around cloud applications and mobile devices by enabling secure access to online resources and protecting the digital interactions of employees, partners, and customers with market-leading strong authentication and digital signing products.
Offering fully automated cloud-based authentication and extensive lifecycle management, Gemalto’s authentication management platforms are designed to streamline deployment in complex environments, reduce administration overheads and offer a solid foundation to scale in both cloud and on-premises PKI environments. Whether located in the cloud, the corporate data center, or virtual environments, Gemalto’s broad range of authentication methods and form factors allow enterprises to secure access to any application from any device.
Gemalto IAM Solutions:
Gemalto’s identity and access management products utilize strong authentication to enable enterprises and trust centers to secure access, identities, and interactions. Our solutions include cloud-based or server-based management platforms, advanced development tools, and the broadest range of authenticators.
Why Choose Gemalto IAM Solutions
Identity and Access Management IconSafeNet identity and access management solutions allow organizations to use strong authentication anywhere a password is currently used. With support for RADIUS, SAML 2.0, APIs and dedicated agents, SafeNet Authentication Service (SAS) has the flexibility and scalability to protect your entire IT ecosystem, including:
- SaaS, Idaas and Ipaas applications
- Virtualized environments (VDI)
- Web portals and cloud-based applications
- Local networks
- Physical and logical access
Data-at-Rest and Data-in-Motion Encryption
As your corporate data assets grow, data-at-rest encryption is a critical last line of defense. Encryption applies security and access controls directly to your sensitive structured and unstructured data – wherever it resides.
In addition to protecting data at rest, enterprises must also address threats to sensitive data as it traverses networks. Data-in-motion encryption ensures your data, video, voice and even metadata is protected from eavesdropping, surveillance, and overt and covert interception. With Gemalto’s comprehensive portfolio of SafeNet data-at-rest and data-in-motion encryption solutions, you can secure all types of sensitive data across today’s distributed enterprise.
Data Enryption Solutions include:
SafeNet Data-at-Rest Encryption Solutions
Gemalto’s portfolio of data-at-rest encryption solutions delivers transparent, efficient, and unmatched data protection at all levels of the enterprise data stack, including the application, database (column or file), file system, full disk (virtual machine), and network attached storage levels. In addition to working across on-premises, virtual, and cloud environments, these solutions are deployed with the SafeNet KeySecure enterprise key manager for centralized key and policy management .
SafeNet Data-in-Motion Solutions
A powerful safeguard for data in motion, SafeNet High Speed Encryptors deliver proven and certified Layer 2 encryption capabilities that meet secure network performance demands for real time, low latency and near zero overhead to provide security without compromise.
Reduce Risk and Meet Your Business Needs with Gemalto’s Enterprise Encryption Solutions
Enterprise Encryption Solutions IconWithout a comprehensive data protection platform that includes strong encryption to secure and control access to your high-value information, and centralized enterprise key management to secure, manage, and prove ownership of your keys, your sensitive data is at risk. Gemalto’s encryption solutions enable your organization to meet your immediate data protection and business needs now, while investing in a platform that provides robust security, a growing ecosystem, and the scalability you need to build a trusted framework for the future.
With Gemalto’s encryption solutions, you can meet a wide variety of use cases, including:
- Addressing compliance and regulatory mandates
- Protecting personally identifiable information (PII) or protected health information (PHI)
- Protecting intellectual property
- Securing big data frameworks and implementations
- Securing data, voice, video, and metadata in motion
- Deploying encryption centrally “as a service” across the enterprise
- Ensuring secure migration to the cloud
Deploying a high-assurance crypto management platform is the best way to protect your cryptographic keys. This approach is built on a foundation of strong keys, enterprise key management, centralized crypto resource management, and the use of a hardware root of trust.
Gemalto delivers the breadth of solutions that enable security teams to centrally employ defense-in-depth strategies—and ultimately make sure encryption yields true security.
Crypto Management Solutions include:
SafeNet Hardware Security Modules
SafeNet Hardware Security Modules (HSMs) provide reliable protection for transactions, identities, and applications by securing cryptographic keys and provisioning encryption, decryption, authentication, and digital signing services.
With SafeNet KeySecure, organizations can centrally, efficiently, and securely manage cryptographic keys and policies—across the key management lifecycle and throughout the enterprise—in the cloud or on-premises.
SafeNet Crypto Command Center
Virtually managing HSMs is now not only possible, but easy for administrators. With SafeNet Crypto Command Center, organizations can quickly and securely provision SafeNet HSM crypto resources and reduce IT infrastructure costs.
To fully capitalize on the strategic potential of the cloud, you need to know that your data is secure, wherever it resides. By addressing cloud security challenges such as data control, accessibility, and visibility, you can ensure that you are the only one who controls access and the keys to your data – especially across multitenant, geographically distributed sites.
Whether it’s a public, private, hybrid cloud, or virtualized data center, Gemalto offers the most comprehensive, flexible, and modular identity and data protection solutions – ensuring enterprises have confidentiality and integrity of cloud data and business processes.
Our Clous Security Solutions include:
Embrace the Cloud with Gemalto Cloud Security Solutions
- Ensure security and compliance in the cloud. Gemalto ensures protection from the edge to the core, to enable you to retain complete control over how data is isolated, protected, and shared – even in multi-tenant cloud environments.
- Take a practical migration path to the cloud. Gemalto’s modular architecture allows you flexible and efficient cloud migrations, according to your business objectives and security policies, whether you’re looking to secure access to SaaS applications, encrypt storage in the cloud, protect links between private and public clouds, and more.
- Fully leverage the benefits of the cloud. Built to support virtualized environments, Gemalto’s high performance solutions enable centralized governance and management of sensitive data, applications, and systems across on-premises, hybrid, and cloud environments.
Gemalto provides trust in a future where more devices and more people are always connected. A future where innovators, enterprises, governments and consumers can safely leverage data from smart objects to create actionable intelligence and more convenient digital interactions.
Unleashing the potential of the Internet of Things, Gemalto offers robust hardware modules, reliable platforms and secure service solutions to connect and protect any M2M or electronic consumer device. We partner with industrial manufacturers, OEMs and mobile networks operators in all markets where connectivity, data, cloud and service security are essential to commercial success
Our solitions include:
Add innovative and secure features and services that differentiate your products – from payments and authentication to enterprise services and connectivity.
Optimize your business by securely connecting assets from “edge to enterprise” using Cinterion M2M modules, MIMs, and the SensorLogic platform.
Offer a one-stop source for trusted subscription lifecycle management adapted to the needs of operators and device manufacturers.